*Annual Percentage Yield (APY) is accurate as of 12/9/2020. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes interest earned remains on deposit until maturity. CD minimum opening deposit of $1,000.00 is required. Maximum opening deposit per CD is $250,000.00. Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Depositor’s Agreement and applicable Schedule of Fees for additional information. We reserve the right to cancel or modify this offer at any time. Rates are subject to change at any time and are not guaranteed until the CD is opened. Advertised rates are for accounts opened online through BankUnitedDirect only. Other rates may be in effect for accounts opened in person at a BankUnited branch, by mail or other remote means. Please contact a BankUnitedDirect representative at (844) 365-5720 for additional details. Offer is for consumer accounts only.
- How BankUnited’s CD rates compare. The BankUnited CDs are definitely respectable. They pay a much better interest rate than what you would earn at the large national banks. We also like that you can open a CD and earn the full interest rate with a deposit of only $1,000.
- In February of 2020, our CD at Bank United came due. Rather than roll it over, we went to the bank and spoke with a bank representative. In that the CD rates were lower than their 6 month promotional money market rate of 1.75%, we opted to deposit the entire amount of the CD in the money market account, being assured we could do so at the promo rate.
- A CD (certificate of deposit) is a type of deposit account that’s payable at the end of a specified amount of time (referred to as the term). CDs generally pay a fixed rate of interest and can offer a higher interest rate than other types of deposit accounts, depending on the market.
† To the maximum allowed by law. Deposit products and services are offered by BankUnited, N.A. BankUnitedDirect is a trade name of BankUnited, N.A. and does not refer to a separately insured institution. All deposit accounts opened through BankUnitedDirect are combined with other deposit accounts held in the same ownership category at BankUnited, N.A. for purposes of calculating your Federal Deposit Insurance Corporation (FDIC) insurance coverage. For more information about FDIC insurance coverage please visit www.fdic.gov.
Bankunited Cd Rates Today Jumbo
Personal Deposit Account Rate Sheet. For questions and/or current rate information, please call 1.800.327.9862. Advertised rates are for accounts opened online through BankUnitedDirect only. Other rates may be in effect for accounts opened in person at a BankUnited branch, by mail or other remote means. Please contact a BankUnitedDirect representative at (844) 365-5720 for additional details. Offer is for consumer accounts only.